Posted 10-24-2025

The Struggle Every Contractor Knows Too Well

Jeff Miller was no rookie. After 20 years in the construction business, he’d seen it all—new builds, remodels, repairs, and the occasional all-nighter to meet a client’s crazy deadline. But even with all that experience, his phone had gone quiet.

He was tired of spending hours creating detailed estimates—only to lose the job to someone who underbid him by a few hundred bucks.
It wasn’t just frustrating—it was financially draining.

“I realized I was doing professional work for free,” Jeff said. “Every estimate took time, research, and precision, but if I didn’t win the job, I got nothing.”

That all changed the day he learned that he could actually get paid up front to create his bids. Not after the project started. Not when the homeowner chose him. Before he even wrote the bid.

The Game-Changer: Renovation Loan Projects

A friend introduced Jeff to RenovationContractors.us, a training and software system built around government-backed renovation loans—programs like FHA 203(k), Fannie Mae HomeStyle®, and Freddie Mac CHOICERenovation®.

These programs already budget for professional bid preparation. The funds are built into the loan from the start, meaning the contractor is entitled to payment for producing a compliant bid that satisfies HUD, lender, and underwriter requirements.

That means no more free estimates. No more guesswork. No more hoping for callbacks.

Jeff’s friend Tony explained it perfectly:

“The bank needs your bid to fund the loan. You’re part of the process, not an outsider competing on price. They expect to pay for it.”

Getting Paid Before Writing the Bid

The training Jeff took through RenovationContractors.us made it simple. Here’s the process he learned:

1. Meet the client (a homebuyer or homeowner using a renovation loan).
2. Confirm scope and loan type (FHA 203k, HomeStyle®, or CHOICERenovation®).
3. Collect an up-front payment—typically $500 to $2,000—for creating the compliant, lender-ready bid package.
4. Use the software to generate every HUD-approved form, line item, and cost breakdown automatically.
5. Submit the report to the consultant or lender for review.

The result? A professional bid that lenders love—delivered fast and formatted exactly how they need it.

And Jeff doesn’t lift a hammer until the job is fully approved and funded.

How It Works: Software + Strategy

RenovationContractors.us offers more than just education—it provides the technology to back it up.

Using the MY 203k Team Software, contractors like Jeff can:

• Generate compliant HUD forms (HUD-92700, HUD-9746-A, Contractor Certification, and more)
• Add multiple contractors or trade bids in one project
• Automatically calculate costs and contingencies
• Produce professional-grade reports that lenders and underwriters instantly recognize

The software has been used on over 100,000 renovation loan projects nationwide and is trusted by lenders, consultants, and contractors across the country.

Two Hours a Week for Thirty Jobs

One of the biggest revelations Jeff had was how little time it actually takes to grow this kind of business.

The Contractor Training Course at RenovationContractors.us includes a marketing system that only takes two hours per week.

The strategy is simple:

• Build relationships with renovation loan officers, HUD consultants, and local lenders.
• Show them you use Renovation Contractors Software—the gold standard for compliant bids.
• Offer to handle their next 203k or HomeStyle® project.
• Follow up once a week with short updates or completed samples.

In 60 days, Jeff went from zero renovation loan projects to thirty active bids and multiple approved contracts—each one paid up front.

Why Lenders Prefer Contractors Who Use the System

Renovation loans are complex. Lenders need precise paperwork that follows HUD guidelines to the letter.
If a bid is incomplete or formatted incorrectly, the loan can’t close—and everyone loses.

That’s why lenders prefer working with trained contractors who use Renovation Contractors Software.

Jeff quickly became their go-to choice.

“Once lenders saw how clean and complete my bids were, they started referring me to every borrower who needed a contractor,” he said.

It’s not about being the cheapest. It’s about being the most reliable.

Learn Your Competitors’ Bid Secrets

One of the most surprising lessons Jeff learned in the advanced training module was how to analyze other contractors’ bids and learn from them.

The course teaches contractors how to:

• Review sample reports from competing bids
• Identify where others over- or under-price
• Recognize red flags that lenders reject
• Use that insight to position their bids for success

This insight helped Jeff price his jobs more strategically, win more approvals, and maximize profitability—all while staying 100% compliant.

“Once I saw how my competitors were structuring their bids, I realized I could charge more—and still win,” he said.

The “Bid for Pay” Revolution

For decades, contractors have been told that providing free estimates is just “part of the job.”

But the renovation loan world is different. When the lender, consultant, and borrower all depend on your bid to move the loan forward, you deserve to get paid for your expertise up front.

With RenovationContractors.us, contractors are finally reclaiming their time and their worth.

Imagine this:

• You collect $500 to $2,000 before even starting the bid.
• You submit a compliant, lender-approved proposal using professional software.
• You secure the renovation project with zero unpaid work.
• And you repeat the process—again and again—until your calendar is booked solid.

That’s not just smart business. That’s transformation.

Jeff’s Payoff After Six Months

Six months after joining the program, Jeff’s business looked completely different:

• 87 paid bids created
• 31 completed renovation projects
• Dozens of new lender relationships
• Zero unpaid estimates

He went from being just another contractor hoping for callbacks to a renovation loan specialist known for precision, professionalism, and reliability.

“I stopped being a contractor who hoped to get picked,” Jeff said.
“I became a professional who gets paid to participate.”

The Proof Is in the Numbers

Here’s what the data shows from contractors using Renovation Contractors Training and Software nationwide:

✅ 98% report getting paid before writing bids
✅ Average payment: $750 to $1,500 per project
✅ Average of 25–30 jobs lined up within the first 60 days
✅ Significant reduction in unpaid estimates and wasted time

And perhaps most importantly:
✅ 100% of trained contractors say they’ll never go back to working for free.

Used on Over 100,000 Renovation Jobs Nationwide

When you join the program, you’re not just getting training. You’re plugging into a proven system used on more than 100,000 renovation loan projects.

This isn’t a new experiment—it’s the industry standard that consultants, lenders, and underwriters already know and trust.

And that’s exactly why it works so fast.

Your Turn: Stop Working for Free

If you’re a contractor tired of chasing leads, writing free estimates, and watching others underbid you, it’s time to change the game.

With RenovationContractors.us, you can:

• Get paid up front for every bid you write.
• Use professional, lender-approved software that streamlines your reports.
• Learn how to win projects by working smarter, not harder.
• Secure 30 renovation jobs in the next 60 days with just 2 hours a week of effort.
• Gain insider knowledge of competitors’ bidding strategies and win more approvals.

You’ve already got the skill and experience—now it’s time to turn that into predictable, consistent profit.

Call to Action

Ready to get paid for your bids?
Join the growing network of professionals using RenovationContractors.us to transform their business.

👉 Visit www.RenovationContractors.us
✅ Learn the system.
✅ Get paid 

up front.
✅ Secure 30 jobs in 60 days.

www.203konline.com will be doing the actual training