Posted January 10th, 2026

Why Smart Contractors Are Getting Paid for Estimates Instead of Giving Them Away

How HUD FHA 203k training turns your bid writing into a revenue stream and why we are offering a limited time $500 onboarding special

Every contractor knows the drill.

You walk a house.
You measure.
You take photos.
You run numbers.
You write a detailed scope.
Then you hand it over for free.

Eight times out of ten you never get the job.

You just spent two to four hours of skilled labor producing something that a bank, a buyer, and a real estate agent will use to make tens or hundreds of thousands of dollars in decisions… and you got nothing.

That is the broken model.

The FHA 203k system flips that model on its head.

Inside a 203k loan, the work write up is not a free estimate. It is a federally required document. Lenders cannot fund renovation money without it. That means someone has to create it. That someone gets paid.

That someone can be you.

What RenovationContractors.us Really Does

RenovationContractors.us is not a lead service.
It is not a referral network.
It is not a marketing gimmick.

It is a training and compliance platform designed to turn real world contractors, inspectors, and construction professionals into HUD compliant 203k consultants.

That means instead of chasing jobs, you are brought into financed projects where:

• The buyer is already approved
• The money is already reserved
• The lender must have your work write-up
• And you get paid up-front to produce it

This is not about learning construction. You already know construction.
This is about learning how HUD wants construction documented. Our training program is by a 31 year veteran trainer Mike Young Team We have worked our a special deal with Mike and his team and can offer you his training for $500. That is a 50% discount. I don't know how long this is going to last so you should act fast to insure you get in on it.

That difference is worth real money. Mike helped write the original guideline for the FHA 203k program.

What Contractors Do Wrong with Renovation Loans

Most contractors who try to work on renovation loans fail for one reason.

They do not understand HUD formatting.

1. They lump electrical with drywall. I can't believe how many times I see this.
2. They lump plumbing with cabinets. I understand they are doing this to keep other contractors from bidding apples to apples.
3. They give one big line item for “kitchen remodel,” or "Bathroom remodel - $19,000" totally unacceptable. 

That is exactly what HUD does not allow. Knowing how to format your bid is powerful.

HUD requires a 35 point construction format. Every trade separated. Every line item defined. Every material described. Labor broken out. Contingency accounted for. Draws tied to completion.

If you submit a sloppy bid, the lender rejects it.
If the lender rejects it, the deal dies.
If the deal dies, the contractor never gets the job. 

The contractor who understands HUD formatting becomes indispensable.

Why 203k Consultants Get Paid

The lender is not hiring you to swing a hammer.

They are hiring you to protect the loan.

Your job is to:

• Define the scope
• Verify pricing
• Document feasibility
• Make sure Minimum Property Standards are met
• Control draw releases

That is why 203k consultants get paid $500 to $2,000 per project before construction even starts. Be suspicious of lenders who want the contractor to bid first. This is a sign of an ineffective team. The consultant should always be the first on the job to set the scope of work. [If you want to be the contractor and you are first on the scene, you might change hats. You just can't be the consultant and the contractor at the same time. 

You are not bidding, though you do create a bid.
You are consulting.

That changes everything.

The RenovationContractors.us Training

This training does three things:

1. It teaches you the HUD 4000.1 compliant format for writing scopes
2. It shows you how to position yourself with lenders and buyers
3. It gives you the exact workflow that gets you paid instead of ignored

You are not guessing.
You are following a system that has been used on thousands of funded loans.

The Limited Time Partner Pricing

Normally this training is $999.

For a short window, we are offering a contractor onboarding incentive for $500.

This is not a discount for tire kickers.
This is partner pricing for professionals who are ready to step into funded projects. Mike is famous for service after the sale. He will become your best friend in this business. Someone you can call at any time for assistance. 

Once this onboarding window closes, pricing returns to the standard enrollment rate.

Who This Is For?

This is for: Residential contractors tired of free estimates

• Home inspectors who already know how to document defects
• Remodelers who want financed work instead of retail tire kickers
• Anyone who wants a role that pays before construction starts
• Architects and Engineers

If you already understand houses, this training teaches you how to get paid for what you know.

Are you ready to get onboard right now, click here.